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Real Estate

Refi with Express Mortgage
$1,699 flat — really!
HALF what banks charge. NO other fees.

  • Up to $250,000 at a reliable 15-year Fixed APR
  • NO appraisal fees
  • NO underwriting fees
  • NO application fees
  • NO processing fees
  • NO origination fees
  • NO credit report fees

Fixed Annual Percentage Rate based on 10-Year US Treasury Bill plus a margin at time of funding. T-Bill Rate was .0679% on 6/24/20, and subject to change. Express Mortgage APR for excellent credit as low as 2.929%. Certain conditions and restrictions apply. Loans subject to approval. Monthly payment per $1,000 borrowed at 3.341% APR: $7.07. EHL. NMLS# 695851.

Home Equity Line of Credit
Versatile and instantly accessible

  • APR as low as Prime + 0% Variable
  • Lines up to $250,000
  • Easy anytime advances online, by check, phone or in person
  • Interest may be tax deductible (Consult your tax advisor)
  • Use for home improvements, bill consolidation, car repairs and other purposes

Minimum APR for this loan is 4%. Annual Percentage Rate based on Wall Street Journal Prime Rate, which was 3.25% on 6/24/19, and subject to change.  Our lowest rate APR is for excellent credit; your actual rate may vary. Monthly payment is 0.75% of outstanding balance, which is $70 per $1,000 owed. Loans subject to approval. EHL. NMLS# 695851.

First Mortgages
For purchases or refinances

  • Competitive rates
  • Terms up to 30 years
  • Fixed or variable rates
  • Zero-point options
  • Conventional, FHA, USDA and RD mortgages
  • Rentals and owner-occupied 1-4 unit properties
  • Lower fees than most banks

Maximum loan amount: $484,350 for a single residence and up to $931,600 for a four-unit.  Loans available on residences, condos and townhomes in MT only. Loans subject to approval. EHL. NMLS# 695851

Apply today! Call for details.

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High Peaks Federal Credit Union
Dillon, Montana 59725-0029
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